0% Monthly Interest for 12 months* with your Synchrony Home Credit Card

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Offer valid on all products. Minimum monthly payments required.

  • Quick credit decisions
  • No down payment
  • Convenient monthly payments
  • Financing without tying up other lines of credit
  • Easy online account management

*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. Monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full. These payments will be rounded up to the next whole dollar and may be higher than the payments that would be required if this purchase was a non-promo purchase. Required monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after the promo period ends, to the remaining promo balance, except that the fixed monthly payment will continue to be required until the promotion is paid in full. For new accounts: Purchase APR is 29.99%. The minimum interest charge is $2. A one-time account activation fee of $29 is charged at the time of the first purchase. Existing cardholders: See your credit card agreement terms. Subject to credit approval.